LifeAuto & HomeMedicareContact UsShopHome InsuranceCoverageRatesAffordable Home InsuranceDiscountsBest Home InsuranceCaliforniaGeorgiaKansasMissouriTexasHome QuotesAuto InsuranceCoverageRatesAffordable Auto InsuranceDiscountsBest Auto InsuranceInsurance Requirements by StateAuto QuotesAdditional Insurance ProductsPet InsuranceBundlesCoverageGet a QuoteShop by StateMidwestIllinoisIndianaKansasMinnesotaMissouriNebraskaWisconsinNortheastConnecticutMaineMarylandMassachusettsNew HampshireNew JerseyPennsylvaniaVermontSouthAlabamaArkansasGeorgiaKentuckyMississippiNorth CarolinaOklahomaSouth CarolinaTennesseeTexasVirginiaWest VirginiaWestArizonaCaliforniaColoradoIdahoMontanaNew MexicoNevadaWashingtonWyomingCarriersCarriersAmerican StrategicHippoKemperLiberty MutualProgressiveTravelersMore CarriersSupportResourcesArticlesHome Insurance ArticlesAuto Insurance ArticlesBundling ArticlesAdditional Coverage ArticlesCoverage QuizHome FAQsAuto FAQsCustomer ReviewsGet a Quote SelectQuoteAuto & HomeHome InsuranceCoverageRatesDiscountsBest Home InsuranceHome QuotesAuto InsuranceCoverageRatesDiscountsBest Auto InsuranceAuto QuotesAdditional Insurance ProductsPet InsuranceBundlesCoverageShop by State: MidwestIllinoisIndianaKansasMinnesotaMissouriNebraskaWisconsinShop by State: NortheastConnecticutMaineMarylandMassachusettsNew HampshireNew JerseyPennsylvaniaVermontShop by State: SouthAlabamaArkansasGeorgiaKentuckyMississippiNorth CarolinaOklahomaSouth CarolinaTennesseeTexasVirginiaWest VirginiaShop by State: WestArizonaCaliforniaColoradoIdahoNew MexicoWashingtonCarriersAmerican Strategic InsuranceHippo Insurance ServicesKemper InsuranceLiberty Mutual InsuranceProgressive InsuranceTravelers InsuranceResourcesArticlesHome FAQsAuto FAQsReviewsCoverage QuizLifeMedicareContact Us 1-855-342-5260Speak to a Licensed Insurance AgentHow Much Coverage Do I Need?Answer a few questions and we’ll give you our expert recommendations Home Coverage Calculate Coverage Auto Coverage Calculate Coverage Auto & Home Coverage Calculate CoverageAutoAre you a homeowner? Yes NoDo you own, finance, or lease your vehicle? Own Finance LeaseWhat age is your primary vehicle? It's under 10 years old It's 10 years old or greaterHomeDo you own valuable contents over $1,500? Yes NoAre you worried about Identity Theft? Yes NoDo you have a current home warranty policy? Yes NoDoes your home have a basement? Yes NoDo you live in an area that has experienced an earthquake in the past? Yes NoAutoHere's what we recommend for your auto coverage: HomeHere's the coverage you need to protect your home: These are must-haves for every homeowner:Extended Replacement cost of at least 25%Home repairs and rebuilds can often run over schedule, especially if there have been losses to other homes in the immediate area. This coverage helps to make sure that the repairs will be finished prior to standard coverage running out.Replacement cost on personal propertyA typical home insurance policy will only cover the "actual cash value" of your belongings, and there is often a very large gap between the cash value, and the cost of actually replacing those belongings. Think about what you would be able to sell your closet full of clothes for on the open market versus what it cost to acquire that wardrobe.Personal Injury CoverageThis inexpensive endorsement covers you for a multitude of items which are not included on a typical home policy - such as slander, defamation, false arrest, and wrongful eviction or entry. This is a recommended addition which helps to round out your insurance plan.Deductibles that you can comfortably affordDeductibles have a large effect on the pricing of your home insurance policy. Choosing the highest deductible that you can comfortably afford to pay in the case of a loss will provide a great balance of coverage and affordability. Your licensed home insurance agent will help to guide you in choosing the right coverage amount for your home, considering a number of factors such as geographic location, building materials, and the age of your home. Compare Free Quotes Previous NextWe do the shopping. You do the saving. Get Free Quote Please provide a valid zip code.