How to Save Money on Car Insurance with Maintenance and Repairs

A man begins his car maintenance and repairs after learning how maintaining his car can help him save on car insurance

When looking for ways to save money on car insurance, it’s easy to focus solely on the insurance companies and premiums.  An often forgotten way to prevent auto accidents—and an easy way to avoid a rise in your car insurance costs—is by keeping up with your car’s maintenance and repairs. Here are 6 car maintenance tips to help you avoid costly repairs and potentially save money on your car insurance

Six Maintenance Tips to Save Money on Car Insurance

  1. Tend to Your Tires

    Your tires are one of the most important parts of your car, as they are the first line of defense in preventing an accident. You’ll want to check your tires regularly for uneven wear, cracks in the sidewall or other issues that may need to be repaired by rotation, alignment or, sometimes, replacement.

  2. Mind Your Brakes

    Your brakes are vital to your vehicle’s safety. Worn brake pads and fluid leaks can damage rotors and can result in brake failure.

  3. Stay in Charge of the Battery

    Regularly checking your battery for signs of corrosion or cracks in the wiring is important and can prevent your car from stalling or operating incorrectly while driving.

  4. Keep Your Car Cool

    The coolant can impact many features in your car—the heater, air conditioner, radiator—and you run the risk of corrosion if you don’t stay on top of changing your coolant. It’s recommended to check your coolant at least twice a year.

  5. Check Your Car’s Fluids

    The oil and transmission levels of your car are vital to how your car and its engine function. Dirty oil or low oil can cause premature wear and could result in costly repairs if not maintained.

  6. Keep Record of Car Repairs

    Having a good maintenance schedule is important to not only keep your car running but it can also save you a lot of money in the long run. Keeping accurate maintenance records will help you keep track of when your vehicle needs to be serviced and can also help with its resale value.

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