Find the right homeowners insurance with SelectQuote.

We can help you find the right coverage from the right carrier at the right price in just minutes.

Woman visits SelectQuote website to find affordable homeowners insurance

Finding Affordable Homeowners Insurance

As the cost of homeowners insurance fluctuates due to factors like inflation and natural disasters, shopping around for homeowners insurance is the best way to make sure you find the right policy for your needs and budget. While the process can seem overwhelming, it’s easy when you work with us. We’ll compare coverage and rates from a variety of trusted carriers in just minutes, gathering unbiased quotes to help you find affordable home insurance. On average, we save customers $693 per year when they bundle their auto and home insurance. Contact us today to see what you could save.

Woman visits SelectQuote website to find affordable homeowners insurance

4 Ways to Make Your Homeowners Insurance Affordable

When purchasing a new house, buying home insurance is an important—and often required— step to protect your investment. With so many options available, it can be difficult to know where to start, but working with SelectQuote can help. We partner with some of the most trusted carriers to find you quality protection at affordable rates. We can also help you understand the different policies available, explore opportunities for discounts, and answer any questions you might have. Check out some of the ways you can save on home insurance below:

1. Shop Around

As we’ve mentioned, one of the easiest ways to find affordable home insurance is by shopping around. Comparing coverage and rates from multiple insurance companies can be a time-consuming process when you try to tackle it on your own, not to mention navigating the differences between carriers. In just minutes, we can compare rates from many of the industry’s most trusted companies to find the best home insurance for you.

2. Utilize Home Insurance Discounts

Did you know that many home insurance carriers will offer discounts for home upgrades, security fixtures, and more? By making a few easy changes or additions to your home, you could save on your insurance. You may even already qualify for discounts you don’t even know about. Carriers may offer discounts for:

  • Installing a security system
  • Improving electrical, plumbing, or heating systems
  • Replacing your roof, especially if it is over 20 years old
  • Adding additional sensors to detect smoke, gas, water leaks, or temperature changes
  • Investing in a generator

Explore additional ways you could save money on home insurance.

3. Bundle Your Home & Auto Insurance

Bundling policies—such as home and auto insurance—could potentially save you money, and many carriers offer a discount for doing so. Individuals who bundle with us save an average of nearly $700 annually. Bundling can also save you time in the long run, with one carrier serving as a one-stop shop for your insurance needs after purchase. Let us help you see if you can save by bundling home and auto insurance.

4. Increase Your Deductible

Oftentimes, the higher your home insurance deductible, the lower your monthly bill. The deductible is the amount you agree to pay your insurance company after making a claim before your coverage kicks in. Increasing your deductible could potentially lead to a lower monthly payment, and according to the American Institute of Certified Public Accountants, raising your deductible from $250 to $1,000 could save you as much as 24%.

A man laughs on the phone while speaking with a SelectQuote agent as he learns his home insurance quote is affordable

Get an affordable home insurance quote through SelectQuote.

Having the right home insurance provides invaluable peace of mind. At SelectQuote, we have over 35 years of experience helping people like you find affordable coverage that meets their needs. Contact us today to learn how you can save.

We do the shopping. You do the saving.