Find the right homeowners insurance with SelectQuote.
We can help you find the right coverage from the right carrier at the right price in just minutes.
Finding Affordable Homeowners Insurance
The first and easiest way to find the best homeowners insurance for you and your family is by shopping around. At SelectQuote, we take the hassle out of the process and can compare coverage and rates from some of the most trusted carriers in just minutes. We’ll provide you with unbiased quotes and help you find the most affordable home insurance available to you. On average, we save customers $510 per year on auto and home insurance. See what you could save.
4 Ways to Make Your Homeowners Insurance Affordable
Home insurance is a must—and often required—when purchasing a new home. The process can seem complicated at first, but working with SelectQuote could save you both time and money. We work with some of the most trusted carriers and can help you understand the different policies available, opportunities for discounts and answer any questions you might have. It’s our goal to help you secure affordable homeowners insurance that provides the coverage you need, saving you both time and money. Learn more about the ways you can make your home insurance more affordable below:
1. Shop Around
As we’ve mentioned, one of the easiest ways to find affordable home insurance is by shopping around. Comparing coverage and rates from multiple carriers can be time consuming when you try to tackle it on your own, not to mention navigating the differences by carrier. In just minutes we can compare rates from many of the industry’s most trusted companies to find the best home insurance for you.
2. Utilize Home Insurance Discounts
Many carriers will provide discounts that make home insurance more affordable. A few opportunities for discounts could include:
- Installing a security system
- Improving electrical, plumbing or heating systems
- Replacing your roof
- Adding additional sensors to detect smoke, gas, water leaks and temperature changes
- Investing in a generator
Explore additional ways you could save money on home insurance.
3. Bundle Your Home & Auto Insurance
Bundling policies—such as home and auto insurance—could potentially save you money, and it’s a discount many carriers offer. Individuals who bundle with us save, on average, more than $750. Bundling can also save you time in the long run, with one carrier serving as a one-stop-shop for your insurance needs after purchase. Let us help you see if you can save by bundling home and auto insurance.
4. Increase Your Deductible
Oftentimes, the higher your home insurance deductible, the lower your monthly bill. The deductible is the amount you agree to pay your insurance company after making a claim before your coverage kicks in. Increasing your deductible could potentially lead to a lower monthly payment, and according to the American Institute of Certified Public Accountants, raising your deductible from $250 to $1,000 could save you as much as 24%.
Get an affordable home insurance quote through SelectQuote.
The right home insurance provides peace of mind and the right coverage for you at the right price. As an independent sales agency, SelectQuote is unbiased toward any one carrier, making it easy to find the most affordable home insurance available to you. Let us help you make sure you have the right coverage.