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Best Homeowners Insurance in Texas
Best Homeowners Insurance in TX
The phrase “everything is bigger in Texas” also includes homeowners insurance premiums. Homeowners insurance options in Texas are among the top 10 most expensive in the United States.
Homeowners insurance in Texas is important protection for your home and its assets. In Texas, the average annual home insurance premium is $1,893.1 That figure is quite a bit higher than the national average of $1,192.2
High homeowners insurance premiums in Texas can be attributed to an abundance of severe weather events, including floods, tornados and even hurricanes that punished the state over the last few years. Texas falls behind California as the second largest economy in the United States, with the economic impact of natural disasters, such as 2017’s Hurricane Harvey, totaling $190 billion.
With a large land area and the second most populous state, the Texas countryside and cityscapes vary from arid in the west to humid in the east. Texas ranks second in average tornadoes per year with 96.3 All these factors play into the rates and premiums for home insurance in Texas.
Find the Best Homeowners Insurance in Texas
Finding the best homeowners insurance rate in Texas is easy. Call your licensed SelectQuote insurance agent and have information about your current home insurance policy handy. It’s helpful to know your current carrier, how long you’ve had your policy and your current rate. You should also be able to share your deductible amount and claims history. Having all this information available will help SelectQuote customize policy options at the best rate for you.
So even though everything may be bigger in Texas, home and car insurance doesn’t have to be one big hassle.
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Interested in bundling your Texas home and auto insurance to save money?
Contact SelectQuote today to get a free quote.
Save Money by Bundling Your Home and Car Insurance in Texas
Getting your home and auto insurance in one place helps save you money. At SelectQuote, our customers have saved an average of $693 annually when bundling their home and auto insurance.
We make buying insurance easy by shopping top carriers to find you the best rate for your car and homeowners insurance in Texas. Working with only highly rated insurance companies ranked by A.M. Best means you get the top options. A.M. Best is an independent organization specializing in insurance company ratings. High ratings from A.M. Best are a recognized indicator of the strength of the insurance companies.
We work for you, not the insurance companies, so we focus on your needs to find the policy and rate that suits you best.
1 https://www.naic.org/Releases/2019_docs/naic_releases_homeowners_insurance_report.htm
2 https://www.iii.org/fact-statistic/facts-statistics-homeowners-and-renters-insurance
3 https://www.iii.org/fact-statistic/facts-statistics-homeowners-and-renters-insurance
