Best Homeowners Insurance in Missouri

Best Homeowners Insurance in MO

The national average for homeowners insurance premiums is $1,192¹ but in Missouri, the average insurance premium comes in at $1,285.² Missouri’s geography in the center of the U.S. lends itself to its fair share of natural disasters in the form of ice storms, tornados, floods, wind and hail. All of these weather events impact the price Missouri residents pay for homeowners insurance.

Weather incidents account for more than half of all homeowners insurance claims across the country. In Missouri, it is the wind damage, frozen pipes that burst, roof leaks and ice dams that contribute to home damage that may require help from homeowners insurance. Missouri residents are familiar with extreme heat and cold that impacts residents across the state every year, and both contribute to the need for purchasing a solid homeowners insurance policy.