Find the home insurance policy that’s right for you.
At SelectQuote, we help you get the right amount of coverage at a price that works for you.
Why do I need homeowners insurance?
Simply put, homeowners insurance (also known as hazard insurance) is financial protection in case your house is damaged or destroyed and is often required by mortgage lenders. Knowing how much you need or what you should be looking for isn’t always that easy. In fact, navigating home insurance often raises more questions than answers. Let us help by instantly comparing rates from trusted carriers in your area.
At SelectQuote, we’re here to make shopping for home insurance easy.
We can help you through the complexities of buying home insurance by comparing 20+ carriers in just minutes. We can answer your questions, explain the details of your policy coverage, help you find opportunities for discounts and more. And on average, SelectQuote Auto & Home customers save more than $400 a year.*
What does home insurance cover?
Coverage and cost often differ from state-to-state, but many home insurance policies can protect you from unexpected events such as damage from basic weather to theft. The main types of policies are:
- Personal liability
- Additional living expenses
There are many other additional coverages, including umbrella insurance, which can be added to these policies. We can help you figure out where there are gaps in your homeowners insurance and determine how your policy can be impacted by where you live.
Discounts on Home Insurance
One of the easiest ways to receive a discount is to bundle insurances. Many carriers will offer this benefit, helping you extend your savings and get the most out of your coverage. While it’s common for people to bundle home and auto insurance, there are likely other coverages you currently have or need that can be with the same carrier, providing the opportunity for multi-policy discounts.
Most Common Home Insurance Mistakes
Trying to juggle all the moving pieces of buying the best home insurance can get overwhelming. A common mistake people make is focusing only on the premium and not considering the amount of coverage. It’s important to make sure less expensive premiums don’t equate to loss of coverage. Working with SelectQuote ensures you know exactly what you’re getting for a price that fits your budget.