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Get a personalized car insurance quote today.

In just minutes, SelectQuote can help you find the right coverage for you at the right price.

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Car Insurance Quotes

In its simplest form, car insurance is financial protection in the case you get in an accident or your car is damaged or destroyed, but comparing coverage and rates from multiple carriers can be overwhelming and time consuming. At SelectQuote, we combine our years of experience with your specific needs to provide you with free car insurance quotes from some of the most trusted companies in just minutes. We can also answer any questions you have, match you with the best auto insurance company for your needs, and find opportunities to try and save you money.

SelectQuote is Dedicated To:

Making sure you know all your options before deciding on a policy

Finding the best price for the coverage you need based on your unique needs

Matching you with the best carrier for your situation

How to Get a Free Car Insurance Quote

Getting a free auto insurance quote is as easy as getting connected with SelectQuote. We’ll ask you for more information about your car and get to know more about your needs, ensuring we’re looking for the kind of coverage that’s right for you. The more you know before we start, the more accurate your quote will be.

When looking for a free car insurance quote, be prepared to provide:

  • Personal & contact info
  • If you own, finance or lease your vehicle
  • Date you’ll need coverage and an idea of how much you might need
  • Vehicle make, model, year and VIN number
  • Safety features
  • Insurance history
  • Any questions you have about coverage or additional protections you’re interested in

Use our coverage calculator to determine how much car insurance is right for you.

Auto Insurance Quotes and Determining the Cost

There are a number of things that could impact the cost of your car insurance, but here at SelectQuote we try to find the most affordable car insurance for you. Below are the four most common reasons car insurance rates differ.

Where You Live

The city and state in which you live can often play a role in your car insurance rates. For example, someone living in a rural town with less than 10,000 people will have a very different driving experience than someone living in L.A. Rates can be determined by the likelihood of claims based on others in your area and can take into consideration other factors such as crime and weather.

Your Age

Statistically speaking, younger drivers have shown to be more easily distracted and have a higher chance of crashing, so they are considered risky to insure. The more years you have under your belt, the better your chance of a more affordable rate.

Your Credit Score

You shouldn’t be denied car insurance because of a low credit score, but you could benefit from discounts and better rates if your score is in good or great standing. The better your score, the better your chances of being deemed a “good credit risk,” meaning you’ve demonstrated your ability to pay bills on time, repay borrowed money and are less likely to need to file a claim.

Vehicle Type & Use

If data shows that drivers with your model vehicle have been in more accidents or filed more claims, there could be a chance your rates could be higher. Insurance companies also take into consideration the purchase price, cost of repairs, safety tests and why you’re driving your car. A vehicle used to commute to school or work will be in traffic more often than a car that will only be used once a week.

Your Driving Record & Claims History

Drivers with a clean driving history typically qualify for better rates and can be eligible for good or safe driver discounts. Insurers don’t just consider your record, though, they also take into account your claims history.

Looking over auto insurance paperwork in the kitchen, someone is happy to get the best car insurance they can find

Get the Best Car Insurance for You

When you’re looking to purchase auto insurance, it’s important to find the best coverage for you. At SelectQuote, we can provide car insurance quotes in just minutes and help you determine what policy is right for your situation.

Want to learn more about auto insurance?

Find some more information about car insurance and getting a free quote from SelectQuote below.

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