Find the auto insurance policy that’s right for you.
At SelectQuote, we help you get the right amount of coverage at a price that works for you.
Why do I need auto insurance?
Auto insurance is intended to protect you, and anyone you share the road with, from the potentially high costs of an accident. When purchasing a car, auto insurance is a must and is often required by the state you live in or if you have a car loan. Purchasing a car can be one of the biggest investments you can make, so ensuring you get the best car insurance (at a price you can afford) is crucial.
Navigating all the options, prices and fine print can be overwhelming, often bringing up more questions than answers. At SelectQuote, we’ve made the process easy. We’ll shop some of the most trusted insurance companies on your behalf and compare prices and coverage in just minutes. We will make sure all your questions are answered and concerns are kept at bay.
What does auto insurance cover?
If you cause an accident or get into one with an uninsured or underinsured driver, you could be held responsible to cover the cost of car repairs, property damage, medical bills, lost wages, legal fees and more. Policies often cover many of these expenses, but if you don’t fully understand your coverage before purchasing, your financial well-being could end up at risk. There are five main auto insurance policies:
- Bodily Liability Coverage
- Comprehensive Coverage
- Collision Coverage
- Personal Injury Protection
- Uninsured / Underinsured Motorist Coverage
- Property Damage Liability
Choosing a policy that’s right for you can be difficult, but we make finding and comparing the options easy, convenient and hassle free.
Discounts on Auto Insurance
There are many ways you can save money on car insurance, including a safe driving history, low mileage, using a telematics system (Nationwide Smartride or Progressive Snapshot) and more. One of the easiest ways to receive a discount on car insurance, though, is to bundle (also known as a multi-policy discount).
Auto Insurance Rates
Your rate can be impacted by a number of things, including age, marital status, where you live, credit score, claims history and more. By working with SelectQuote, you’ll receive car insurance quotes in just minutes.
Most Common Auto Insurance Mistakes
Trying to keep track of all the moving pieces of purchasing car insurance can be confusing. Common mistakes people make include:
- Not fully understanding coverage
- Failing to shop around
- Focusing only on the cost
- Not considering add-ons or bundles
Don’t worry—we can help and ensure you understand all your options, getting you exactly the coverage you need at the best available rate.